Property Attributes
- MLS#10849689
- TypeSingle Family
- Listing Status New
- CountyForsyth
- CityCumming
- NeighborhoodSt Michaels Bay
- Zip30041
- StyleBrick 3 Side, Traditional
- Year Built2015
- Taxes$ 7235
- Price$ 978,900
- Bedrooms6
- Full Bathrooms5
- Half Bathrooms0
- Sqr Footage4467
- Lot Size0.89 Acres
Data Source:
Georgia MLS (GAMLS)
Property Description
THE ULTIMATE LAKE LANIER LUXURY PACKAGE An Exclusive Under-$1M Strategic Release Offered at $978,900 Discover exceptional space, pristine privacy, and world-class resort living in this impressive 6-bedroom,5-bath traditional estate within Lake Lanier's premier gated marina enclave: St. Michael's Bay in Cumming. Positioned deliberately under the $1M threshold to maximize search parameters, this property offers a sprawling layout paired with an irreplaceable waterfront asset that local residents are actively competing to acquire: the winning bidder secures the exclusive first right of refusal to purchase Slip #10. This premium, covered community boat slip sits in year-round deep water, is accessible via a quick 3-minute ride down the private neighborhood golf cart trail, and carries a verified local cash demand of up to $150,000 due to absolute Corps of Engineers scarcity. Choose to secure a turnkey boating lifestyle on Day One. Do not miss your window to capture this complete package. SUN-DRENCHED TIMELESS ELEGANCE & CURB APPEAL set against a beautifully wooded backdrop, the home commands attention with a stately brick facade, multiple gables, a welcoming covered front porch, and professional architectural night-lighting system. The three-car garage features extra-high ceilings perfectly suited for a professional car lift installation. Inside, a dramatic two-story family room is flooded with natural light from an expansive wall of windows, showcasing spectacular crisp white woodwork, custom built-ins, and a majestic fireplace that anchors the space. The main floor flow leads into a gorgeous, bright white kitchen-creating an airy, sun-drenched sanctuary. JUST-COMPLETED TERRACE LEVEL - The newly finished walkout lower level completely redefines the home's versatility. Serving as the ultimate lake guest house, multi-generational suite, or luxury entertaining floor, this pristine, untouched space boasts a massive secondary living area, a private bedroom, a full bath, and a spectacular morning coffee bar kitchenette. MULTI-LEVEL PRIVATE OUTDOOR OASIS & TIERED ENTERTAINMENT - Step outside to an expansive upper entertainment deck designed for main-floor grilling and dining. Just two steps down, transition seamlessly into a magnificent stone paver patio. Fully fenced and professionally landscaped for maximum seclusion, this secure retreat features a built-in propane fireplace. Ascend further into the property's unique landscape design to discover an elevated upper tier terrace specifically sculpted for an open-air bonfire pit lounge offering a rustic, cozy gathering space to watch the stars under a dense wooded canopy. A FIVE-STAR GATED RESORT EXPERIENCE St. Michael's Bay provides a world-class country-club lifestyle: a secure gated entrance, private covered marina, dedicated kayak and paddle board launch ramp, lighted tennis and pickleball courts, a junior Olympic swimming pool, nature trails, and The Bay Club community clubhouse featuring a fitness center and billiard room. Seller is a licensed real estate agent in the State of Georgia acting as a principal.
| Elementary School | Middle School | High School |
|---|---|---|
| Chattahoochee Elementary School | Little Mill Middle School | East Forsyth High School |
| Price History | |
|---|---|
| 9/19/2026 | Listed $978,900 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central,Forced Air,Hot Water,Natural Gas |
| Cooling | Ceiling Fan(s),Central Air,Gas |
| Utilities | Cable Available,Electricity Available,High Speed Internet,Natural Gas Available,Phone Available,Underground Utilities,Water Available |
| Roof | Composition,Metal,Wood |
| Appliances | Cooktop,Dishwasher,Dryer,Gas Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer |
| HOA Fee | 2060 |
| Association Fee Includes | Heating/Cooling,Insurance,Maintenance Structure,Maintenance Grounds,Management Fee,Pest Control,Private Roads,Reserve Fund,Security,Sewer,Swimming,Tennis,Trash,Water |
| Patio/Porch Features | Deck,Patio,Porch |
| Architectural Style | Brick 3 Side,Traditional |
| Security Features | Carbon Monoxide Detector(s),Gated Community,Key Card Entry,Smoke Detector(s) |
| Construction Materials | Brick,Concrete,Other,Wood Siding |
| Year Built | 2015 |
| Electric | 220 Volts |
| View | Lake,Seasonal View |
| Levels | Three Or More |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | Corps of Engineers Control,Deep Water Access,Dock Rights,Floating Dock,Lake,Lake Privileges |
| Community Features | Clubhouse,Fitness Center,Gated,Lake,Marina,Park,Playground,Pool,Shared Dock,Sidewalks,Street Lights,Tennis Court(s) |
| County | Forsyth |
| New Construction | false |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | St Michaels Bay |
| Garage Y/N | true |
| Full Baths | 5 |
| Status | New |
| Directions | From GA 400, St. Michael's Bay Property is conveniently located between Keith Bridge and Browns Bridge, off Parks Rd. See Google or Apple Maps for specific property location. |
| High School | East Forsyth |
| City | Cumming |
| Body of Water | Lanier |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 38768.4 |
| Carport Y/N | false |
| Elementary School | Chattahoochee |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Tax Annual Amount | 7235 |
| Home Warranty Y/N | false |
| Middle/Junior High School | Little Mill |
| Property Condition | Resale |
| Structure Type | House |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
Interior Features
| Interior Amenities | Bookcases,Double Vanity,High Ceilings,In-Law Floorplan,Soaking Tub,Tile Bath,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s) |
|---|---|
| Basement | Bath Finished,Exterior Entry,Finished,Full,Interior Entry |
| Flooring | Carpet,Hardwood,Tile,Vinyl |
| Total Fireplaces | 2 |
| Fireplace Features | Family Room,Gas Log,Outside |
| Common Walls | No Common Walls |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatments |
| Fireplace Y/N | true |
| Above Grade Finished Area | 3360 |
| Laundry Features | Upper Level |
| Total Bedrooms | 6 |
| Below Grade Finished Area | 1107 |
| Main Level Bedrooms | 1 |
| Main Level Bathrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Owner |
| Above Grade Finished Area Unit Type | Square Feet |
| Kitchen Features | Breakfast Area,Kitchen Island,Walk-in Pantry |
| Total Baths | 5 |
| Dining Room Features | Separate Room |
Exterior Features
| Exterior Amenities | Dock,Sprinkler System |
|---|---|
| Vegetation | Partially Wooded |
| Fencing | Back Yard,Wood |
| Parking Features | Garage,Garage Door Opener,Side/Rear Entrance |
| Lot Features | Private |
| Water Source | Public |
| Total Parking | 3 |
| Lot Size Area | 38768.4 |
| Building Area Total | 4467 |
| Lot Size Acres | 0.89 |
| Lot Size Source | Public Records |
| Waterfront Y/N | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
©2026 Georgia Multiple Listing Service All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Northeast Georgia Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be
River Counties Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Mountain Lakes Board of Realtors® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested